THE ROLE OF ARTIFICIAL INTELLIGENCE IN ENSURING THE FINANCIAL STABILITY OF BANKS

Authors

  • S. Gaybulloev Independent Researcher at Tashkent International University of Kimyo Author

DOI:

https://doi.org/10.65164/v0kyxh90

Abstract

The penetration of artificial intelligence (AI) technologies into the financial sector signals the
onset of a methodological revolution in the global banking system. According to analyses conducted
by the McKinsey Global Institute (2023), the application of AI technologies in banking operations
has the potential to generate an additional $250–340 billion in annual value and demonstrates
measurable effectiveness in the areas of cybersecurity, bank risk assessment, and financial monitoring

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Published

2026-04-14